Investor relations
For 23 years, Tuhf Capital has partnered with entrepreneurs to grow their property businesses and generate wealth while delivering returns for our investors.
We have developed a proven platform for growing commercially successful property entrepreneurs. And our platform delivers attractive financial returns alongside measurable social impact.
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Important Documents
Why invest in Tuhf Capital?
R8.3bn
financed since inception
R5.2bn
current loan book
53 440
units financed
172
suburbs
23
years of operation
688
buildings financed
*Information correct as at financial year end 31 March 2024, for active loans in servicing
- We remain the leading lender in niche markets such as inner-city residential property.
- We have evolved to partner with property entrepreneurs in any urban, suburban or township area in South Africa to develop residential, mixed-use and commercial property businesses.
- We were the first financier to issue Social Bonds on the JSE in 2021, demonstrating our commitment to delivering financial returns alongside social impact.
- We have a strong reputation for partnering with entrepreneurs from market entry to scaled property businesses, and a healthy pipeline across a national footprint.
- We have financed R8.3bn since our inception in 2004, with a current loan book of R5.2bn.
- The 688 buildings we have financed have delivered 53 440 rental units in 172 South African suburbs
- We have been in operation for 23 years. In that time, 78% of the new loans we have issued have been to South African PDIs
- All our investor covenants are honoured and paid back with market-related returns.
- Our arrears are managed well below industry averages.
- Our people actively build partnerships based on mutual benefit and the conviction that the success of our partners is our success.
- We are thought leaders in our markets. We use our deep knowledge of building successful property businesses to support our clients’ growth, make clear decisions quickly, find solutions that fit and follow through.
- We recruit for values and train for skill, empowering our people to make commercially sound decisions and pursue every opportunity to grow returns.
- Our digital transformation to solidify our robust platform for growth positions us to innovate, raise our standards and deliver outcomes that exceed expectations.
- Our teams in are empowered to make decisions in the regional markets where they operate, supported by efficient and reliable systems.
- We strive to continually streamline our systems to enable faster, transparent decision making and delivery to our clients.
- We manage risk with discipline, leveraging our unique understanding of South Africa’s property markets and property entrepreneurship to produce positive financial outcomes for all our stakeholders.
- Our unique experience in building successful property businesses – especially in market niches that traditional financiers overlook – means we evaluate opportunities with a clear understanding of their true potential, without geographical limitations.
- We recognise entrepreneurial potential and ambition as key indicators of success, allowing us to focus on growing sustainable property businesses, not just funding transactions.
- Access to property ownership is one of the most reliable pathways to wealth creation. Tuhf Capital exists to help entrepreneurs grow successful property businesses through accessible, flexible financing that unlocks participation and makes it possible for both new entrants and established players to thrive.
- The entrepreneurs we finance are a catalyst for generating positive social and economic impact where they invest. By helping entrepreneurs succeed, we contribute to social development, stimulate local economies and support small businesses’ growth from entry to scale.
Documents Centre
TUHF Urban Finance (RF) Limited is a specialized, ring-fenced financing vehicle used by TUHF Limited to raise capital on the open market for inner-city and suburban housing. It functions primarily as a securitization issuer, packaging loans into tradeable notes to fund affordable residential property development in South African metros